REFINANCE YOUR MORTGAGE will not only find you the lowest rates, they will also show you how to pay off your mortgage faster!!!

LOAN MODIFICATION Our primary goal is to modify your existing mortgage terms for the better so you can afford to stay in your home.

WATER FILTERS Choose from a wide variety of water filters, including shower and whole house systems.
 
ROOM MAKEOVERS for people with more sense than money . . . Uniquely practical/Practically unique room makeovers . . . Browse around and compare prices.

HEALTHY HOMES A holistic approach to designing around and with the natural elements to create a building that is both healthy inside and is integrated into the site and the local vernacular.

ZERO-ENERGY HOMES A comparison of summer bills from a neighborhood of Zero Energy Homes showed homeowners there paying electric bills that were 55 percent less on average ...

A Zero-Energy House must optimize the demand for energy by means of its own passive design features. Passive design has been shown to produce buildings with low energy costs, reduced maintenance, and superior comfort. Passive systems are simple, have few moving parts, and require minimal maintenance and need no mechanical systems.
The features include in a Zero-Energy House are:

· Climate-specific design
· Passive solar heating and cooling
· Natural daylighting
· Attic and ceiling insulation
· Double or tripled glazed windows
· Mass thermal construction
· Exterior wall insulation
· Reflective roof coating to reduce attic heat gain


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